Thank you, Dave Ramsey...

...and thank you, K and M!

My husband and I are starting the new, exciting journey of becoming 100% debt free!

We have a strict monthly budget that, by God, we stick to. It has been two months since we started, and I am so thrilled with how relatively simple it's been to stick to. Albeit, not easy... There are always those fun things that you want to buy, but priorities!!!

Our biggest debt that we have to deal with is the Altima that was repossessed of Ron's years ago that has been hanging over our head ever since. By April 1st it will be gone! Finally. It is a huge weight off of my shoulders. After that, it should be smooth sailing!

Once we have accomplished that first goal, which will be difficult, we plan on starting to save up to buy our own home! Now that I can see progress, although slow coming, I can't even begin to describe how excited I get. Every cent that we pay down is one step closer!!

-M